A calendar for your money
Be not afraid
of your personal finances.
Every dollar in and out, day by day.
You save more because you finally see it.
Free for 30 days · cancel in two clicks
Pl. I — a month in the ledger
What makes it different
Change how you think about money
Not another dashboard. A finance calendar — a daily practice that makes your savings rate go up.
Calendar-first
See your income and expenses on a calendar, the way you actually experience your finances.
The daily drip
Your pay lands a little every day. Watch what's left after rent and subscriptions arrive on each day of the month — income feels real when you see it accumulate.
Savings rate competition
Challenge a friend to save more. Compare savings rates (not dollar amounts) so it's fair no matter what you earn. Accountability without judgment.
Net worth tracking
Chart your wealth over time. Track assets and debts, and watch your daily decisions compound into long-term progress.
Doesn't feel like finance software
No corporate dashboards, no lectures, no spreadsheet homework. A money tool that feels like the apps you actually want to open.
Export anytime
Your data is yours. Export everything whenever you want. No lock-in, no hostage situations, no "please don't leave" modals.
The practice
How it works
Set up your income
Enter how you get paid: salary, hourly, freelance, or all of the above. After-tax only, because that's the money you actually have.
Add recurring costs
Rent, subscriptions, insurance: your fixed monthly burn. Flip one off to see what life costs without it.
Log daily spending
Quick-add expenses as they happen. Tap a day, type an amount, done. Watch your daily rhythm emerge on the calendar.
See your rhythm
Green days, red days. Monthly flow, savings rate, net worth over time. No lectures, just clarity about where you stand.
For people who think visually about money.
The philosophy
Why this exists
The whole point is to increase your monthly savings rate by making you really think about your money.
Manual entry is the feature
Plaid sync is coming to Seraphim because people want it. But the recommended way to use this app is typing every expense yourself.
When you type “$47 for dinner out” with your own hands, you feel it.
That friction is intentional. It's the difference between passively watching a number change and actively understanding where your money goes. Every finance app tries to make tracking effortless. Seraphim keeps it effortful, because that's what changes behavior.
Built for our generation, not off it
Seraphim isn't a fintech company. It's a tool built by people who wanted it for themselves, then decided to share it. The goal is to improve the financial health of our generation, not to suck profit out of people who are already stretched thin.
That's why the recommended plan is the cheap one. And it's why the long-term goal is to one day make Seraphim free for anyone in debt. No guarantees, but that's the direction.
Built to know as little
about you as possible.
Your financial data is encrypted at rest on our servers. On the Manual plan we never ask for your bank at all, so there's simply less of you here to lose.
Sign-in is handled by Clerk and payments by Stripe — and when bank sync ships, Plaid will handle the connection. The most sensitive parts of Seraphim run on infrastructure audited by thousands of security engineers, not code we rolled ourselves. Card numbers and bank credentials never touch our servers.
And whichever plan you're on, you can export everything, anytime.
Sign-in by Clerk · Payments by Stripe · Bank sync (planned) by Plaid
The price
Simple, honest pricing
The recommended plan is the cheap one — on purpose. And the beta price sticks.
Manual
or $50/year — two months free
Why we recommend it
- You save more money.
- Logging every expense and recurring charge by hand makes you significantly more aware of your money.
- 30-day free trial
- Every feature included
- Manual expense logging
- Recurring subscription management
- Net worth tracking
- Export your data anytime
Automatic · Plaid
- Everything in Manual
- Bank sync via Plaid
- Expenses tracked automatically
- Recurring charges detected
- Net worth updated for you
Not on sale yet. We only charge for what exists.
Tell me when it ships →The goal · In debt
Not a plan. Just the direction.
Follow the goal →Every plan starts with a free 30-day trial. Cancel anytime in two clicks. If you forget to cancel, email us within 30 days of your first charge for a full refund. And the beta price is a thank-you: join now and $5/month is yours for as long as you stay subscribed.
See your own rhythm.
Your numbers, on a calendar, free for 30 days.
Cancel anytime in two clicks.