Be not afraid
of your personal finances.
Gen Z personal finance.
Understand your money and save more.
Gen Z personal finance.
Understand your money and save more.
What makes it different
Not another dashboard. A daily practice that makes your savings rate go up.
See your income and expenses on a calendar, the way you actually experience your finances.
Your data is encrypted at rest on our servers, payments run through Stripe, and on the Manual plan we never even ask for your bank.
No corporate dashboards, no lectures, no spreadsheet homework. A money tool that feels like the apps you actually want to open.
Challenge a friend to save more. Compare savings rates (not dollar amounts) so it's fair no matter what you earn. Accountability without judgment.
Chart your wealth over time. Track assets, debts, and see how your daily decisions compound into long-term progress.
Your data is yours. Export everything whenever you want. No lock-in, no hostage situations, no "please don't leave" modals.
Enter how you get paid: salary, hourly, freelance, or all of the above. After-tax only, because that's the money you actually have.
Rent, subscriptions, insurance: your fixed monthly burn. Toggle items active or inactive to model different scenarios.
Quick-add expenses as they happen. Tap a day, type an amount, done. Watch your daily rhythm emerge on the calendar.
Green days, red days. Monthly flow, savings rate, net worth over time. No lectures, just clarity about where you stand.
Built for people who think visually about money.
The whole point is to increase your monthly savings rate by making you really think about your money.
Plaid sync exists in Seraphim because people want it. But the recommended way to use this app is typing every expense with your own hands.
When you type "$47 for dinner out" with your own hands, you feel it.
That friction is intentional. It's the difference between passively watching a number change and actively understanding where your money goes. Every finance app tries to make tracking effortless. Seraphim keeps it effortful, because that's what changes behavior.
Seraphim isn't a fintech company. It's a tool built by people who wanted it for themselves, then decided to share it. The goal is to improve the financial health of our generation, not to suck profit out of people who are already stretched thin.
That's why the recommended plan is the cheap one. And it's why the long-term goal is to one day make Seraphim free for anyone in debt. No guarantees, but that's the direction.
Your financial data is encrypted at rest on our servers. On the Manual plan we never ask for your bank at all, so there's simply less of you here to lose.
Sign-in is handled by Clerk, payments by Stripe, bank connections by Plaid. The most sensitive parts of Seraphim run on infrastructure audited by thousands of security engineers, not code we rolled ourselves. Card numbers and bank credentials never touch our servers.
Either way, your data is yours. Export everything, anytime.
Sign-in by Clerk · Payments by Stripe · Bank sync by Plaid
Two plans. The recommended one is the cheap one. That's on purpose.
Why we recommend it
Not a plan. Just the direction.
Follow the goal →Every plan starts with a free 30-day trial. Cancel anytime in two clicks. And if you forget to cancel, email us within 30 days of your first charge for a full refund.